It usually happens at the most inopportune time - the car breaks down or dies completely at a critical time. You are in a panic to buy something, anything, to get your life back on track and moving under the plan again. But do not even feel pressured to buy the first decent offer you come across. If necessary, get a rental car for a few days, so you can think clearly without being clouded by the inconvenience of being without a vehicle.
Sometimes it makes sense to go ahead and pay to have repaired car. If the car is paid and there is no damage to the frame, it may even be wise to go so far as to have it replaced or rebuilt. This avoid the high payment for a new car, along with t
he larger insurance coverage demanded by the institution that lends you money for the car. Only responsibility is required on a car that is paid out.
If you are sure of only one new or a newer used car will do, get online, or visit the library to get a copy of
To get the best possible financing, get pre-approved for a car loan. When you go car shopping with financing already in place, you are in a much stronger bargaining position. This also means that you had the opportunity to seek the best terms among loans.
Armed with information about vehicle values, knowledge of insurance charges on the type of vehicle you prefer, and pre-approval on a car loan, it is time to go shopping. But you do not need to leave home to do it.
Many dealers have an internet sales representative who can respond quickly via email. Although not created with a special Internet portal rep they undoubtedly have a fax machine. Call and get the fax then send to your written specifications and ask them what their best price would be. When the dealers responded with their offerings contact the two next lowest bid, and tell them you have an offer lower than theirs and see if they will make you a better deal. With a written offer, you have solid information to negotiate. Get the best deal possible.
